Hey —
John here.
Just under one hundred days.
That's what we've got left in 2026.
If you're trying to create another income stream, that's enough time to prove something. Not ten things. One.
And underneath all this AI noise, something important is changing. Information is getting cheaper. Useful is getting more valuable.
Four-minute read.
Reply PICK with 1, 2, or 3 after you read this. I want to know which one you'd actually try.
100
Just Under 100 Days Left in 2026
THE QUICK VERSION
If I had:
Six hours a week.
Less than fifty dollars.
No audience.
A laptop.
And just under 100 days.
I'd look at three paths:
DO — build something that helps someone do something.
CHOOSE — help someone make a decision faster.
PERSONALIZE — make something specifically for them.
One of these has fewer moving parts than the others. That's where I'd start.
What's changing:
AI can give you information about almost anything. And people are using it.
PwC found 29 percent of consumers plan to use AI during holiday shopping this year. Three-quarters of those users use it for product research. More than half use it to compare prices.
But here's what caught my attention. Sixty-four percent still leave the AI platform before they actually buy.
Shopify is seeing the shift too. Traffic from AI platforms to Shopify stores grew more than eight times year-over-year. Orders attributed to AI search grew nearly thirteen times.
That doesn't mean you open a store tomorrow. It tells me something simpler:
People are using AI to find things worth buying.
So what could you build that's worth finding?
Here are the three places I'd look.
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PATH 01 · DO
Build a tool.
Help someone do something.
Last week we talked about packaging something you already know. Now make it useful.
Instead of: "10 Tips for Meal Planning"
Build: The Meal Prep Sunday Template
Instead of: "Christmas Budget Tips"
Build: The Christmas Gift Budget Builder
Instead of: "How to Survive Your First Week at a New Job"
Build: The New Job 30-Day Checklist
The difference? The buyer puts something in. The tool helps them get something done.
The Money
Start small. A useful Google Sheet, checklist, or simple template might test around nine to nineteen dollars.
Five sales at nineteen = ninety-five dollars. Twenty-five = four hundred seventy-five.
Not life-changing. But after you build it once, you own it.
Why Wouldn't They Just Ask ChatGPT?
Because generic is free. Specific is different.
A generic meal planner? Free.
A weekly planner built around how a night-shift nurse manages rotating shifts, two kids, and Sunday meal prep? That's harder to replace with one prompt.
Specificity is the product.
Test It First
Don't build it yet. Find one place where people with this problem already talk. Read.
Are they repeatedly asking the question your tool solves?
If they are, talk to one real person where appropriate. Ask:
"If something made [PROBLEM] easier, what would it need to do for you to actually use it?"
Listen before you pitch. Demand leaves clues.
What You'd Test
Pick one problem you've solved. Turn it into one thing the buyer can fill in. Test between nine and nineteen dollars.
PATH 03 · PERSONALIZE
Build it for them.
Help someone personalize something.
This one gets interesting heading toward Christmas.
PwC found 64 percent of consumers are drawn to nostalgic, screen-free gifts this year. Among Gen Z, it's 78 percent.
But don't build a complicated custom book. Build one repeatable template.Instead of: "10 Tips for Meal Planning"
Build: The Meal Prep Sunday Template
Example:
10 Things We Love About Dad
The buyer gives you one photo, five answers, a few names. Claude helps turn their answers into warm copy. You review it. Drop it into one Canva template. Deliver the PDF.
Same system. Different family.
The Money
Test it around nineteen to twenty-nine dollars.
Five at twenty-five = one hundred twenty-five dollars. Twenty = five hundred.
If one order takes about forty-five minutes, twenty-five dollars works out to roughly thirty-three dollars an hour before fees, revisions, and the time it took to find the customer.
That's the trade-off. Path #3 can put money in faster. But you work every order.
Include one revision. Anything beyond that costs more.
What You'd Test
One repeatable template. One question the buyer answers. One deliverable you can produce in under an hour.
The Cashflow Check™
All three survived. But not equally.
If I had a full-time job, six hours a week, less than fifty dollars, no audience, and I wanted my first online income before Christmas?
I'd start with Path #1.
Fewest moving parts. No shipping. No inventory. No client meetings. No revisions on every sale.
And when you're finished, you own the asset.
Path #2 requires more trust and specificity. Path #3 trades your time for every order.
Path #1 gives you the cleanest first test: build once, sell more than once, own something at the end.
One prompt to find yours:
I want to build a small online income stream around something I already know. Interview me one question at a time about my work, hobbies, family responsibilities, mistakes I've made, systems I've created, and things people ask me for help with.
Look for problems where I could:
1. Help someone DO something with a simple tool.
2. Help someone CHOOSE something with a very specific filter.
3. PERSONALIZE something using one repeatable template.
Give me only the three strongest possibilities. Reject anything generic enough to recreate with one basic AI prompt. Push back and ask what evidence I have that people actually want the problem solved. Do not tell me to build anything yet.Run it. See what comes back. Then pick one.
This weekend:
Tonight
Run the prompt.
Tomorrow
Pick one problem.
Saturday
Find one real person dealing with it. Ask questions. Listen. If the problem is real, describe the smallest solution. Then ask if they'd pay for it.
Only after that
Do you build.
No Etsy store yet. No website. No ten-product catalog. No weekend lost choosing fonts.
You have just under one hundred days. That's plenty of time to prove one useful thing.
“Information is cheap. Useful is valuable.”
Build useful.
— John
The Money Move
@hustlepreneur.ig · theweeklymoneymove.com
See you next Thursday.
